Insurance - Mint Wealth Advisors
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The right insurance coverage is essential for peace of mind.

A solid financial plan begins with determining the level of life insurance needed. To provide for people who depend on you, or will depend on you one day, the right amount of life insurance coverage is important.

Typical Life Insurance Considerations

Factors to Consider at Age 30 Factors to Consider at Age 55
✔ Young children ✔ Children in college
✔ Higher debt ✔ Lower debt
✔ Home mortgage ✔ Future retirement income needs
✔ Income loss would be devastating ✔ Potential long-term health needs
✔ Children's education ✔ Simplify transfer of assets

There are two categories of life insurance. The better option — or combination of the two — will depend on the factors for acquiring life insurance.

Temporary or Term Insurance provides a high level of affordable coverage for a fixed number of years. All of the premiums paid go toward the death benefit. No cash balance accumulates, and at the end of the term, the coverage ceases.

Permanent or Whole Life Insurance provides lifetime coverage and an accumulation of cash value. You can use it to address your changing financial objectives as you move from one life stage to the next.

Mint Wealth Advisors is happy to provide you with quotes from multiple life insurance companies.


Life Insurance Review Guide


Coming soon!

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